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rgba(217,226,232,.78);background:#fffffff0;backdrop-filter:blur(16px)}.header-inner{display:flex;min-height:72px;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;color:var(--blue)}.brand-mark{display:grid;width:38px;height:38px;place-items:center;border-radius:8px;background:var(--blue);color:var(--green-soft);font-size:.9rem}.nav{display:flex;align-items:center;gap:22px;color:var(--muted);font-size:.96rem}.nav a:hover{color:var(--blue)}.button{display:inline-flex;min-height:44px;align-items:center;justify-content:center;gap:8px;border:1px solid var(--blue);border-radius:6px;background:var(--blue);color:#fff;padding:0 18px;font-weight:750;line-height:1.15;transition:transform .16s ease,background .16s ease,border-color .16s ease}.button:hover{transform:translateY(-1px);background:#0f2d48;border-color:#0f2d48}.button.secondary{background:#fff;color:var(--blue)}.button.secondary:hover{background:var(--blue-soft)}.button.ghost{border-color:var(--line);background:#fff;color:var(--ink)}.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line);background:linear-gradient(115deg,#153a5bf5,#1c7c6dd6),url(/images/swiss-insurance-hero.svg);background-position:center;background-size:cover;color:#fff}.hero-inner{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(310px,.58fr);gap:48px;align-items:end;min-height:620px;padding:92px 0 42px}.eyebrow{margin:0 0 14px;color:var(--gold);font-size:.82rem;font-weight:850;letter-spacing:0;text-transform:uppercase}.hero 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a{color:var(--green);font-weight:760}.page-shell{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:42px;align-items:start;padding:76px 0}.aside{position:sticky;top:96px;display:grid;gap:16px}.check-list{display:grid;gap:12px;margin:0;padding:0;list-style:none}.check-list li{display:grid;grid-template-columns:24px 1fr;gap:10px;color:var(--muted)}.check-list li:before{display:grid;width:24px;height:24px;place-items:center;border-radius:50%;background:var(--green-soft);color:var(--green);content:"✓";font-weight:900}.cta-band{background:var(--blue);color:#fff}.cta-inner{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,420px);gap:40px;align-items:center;padding:66px 0}.cta-inner p{margin-top:16px;color:#ffffffd1}.contact-box{border-radius:8px;background:#fff;color:var(--ink);padding:24px}.field-grid{display:grid;gap:12px}label{display:grid;gap:6px;color:var(--muted);font-size:.92rem;font-weight:700}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:6px;background:#fff;padding:11px 12px;color:var(--ink)}textarea{min-height:104px;resize:vertical}.site-footer{border-top:1px solid var(--line);padding:38px 0;background:#fff;color:var(--muted)}.footer-inner{display:flex;justify-content:space-between;gap:24px}.footer-links{display:flex;flex-wrap:wrap;gap:16px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px;color:var(--muted);font-size:.93rem}.breadcrumbs a{color:var(--blue)}.keyword-pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.pill{border:1px solid var(--line);border-radius:999px;background:#fff;padding:7px 11px;color:var(--muted);font-size:.86rem}@media(max-width:900px){.header-inner{align-items:flex-start;flex-direction:column;padding:14px 0}.nav{width:100%;overflow-x:auto;padding-bottom:4px}.hero-inner,.cta-inner,.page-shell{grid-template-columns:1fr}.hero-inner{min-height:auto;padding-top:72px}.grid.three,.grid.two,.stat-strip{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}.section-head,.footer-inner{align-items:flex-start;flex-direction:column}.aside{position:static}}@media(max-width:560px){.container{width:min(100% - 28px,1120px)}.hero-actions{align-items:stretch;flex-direction:column}.button{width:100%}}
